Welcome to 120 Settlement Point Rd--a beautifully updated modern-rustic retreat tucked away in the private Treasure Lake community. From the wraparound porch and firepit, enjoy peaceful wooded surroundings and beautiful sunsets while being just minutes from the exceptional recreational amenities Treasure Lake has to offer.This inviting 3-bedroom, 2-bath home offers a wonderful combination of character, comfort, and meaningful updates. The first floor features a spacious primary bedroom, remodeled full bath, convenient laundry room, and an impressive living room with hardwood floors, vaulted wood-beam ceiling, remodeled propane fireplace, and an LG 86-inch entertainment system. The warm and inviting kitchen features hardwood floors, live-edge butcher-block countertops, wood-beam ceiling, newer Samsung stainless-steel appliances, and a 5-burner gas range. Two large bedrooms and a second beautifully remodeled bathroom are located upstairs, with plenty of closet space throughout. The extensive improvements go far beyond cosmetics. Updates include a new HVAC mini-split system, basement waterproofing, foundation structural reinforcement with carbon fiber, interior and exterior French drains, ultra sump pump with battery backup, 200-amp electrical service, newer insulated vinyl windows, gutter guards, new ceiling fans, expanded gravel parking for up to four vehicles, landscaping, and a new front sidewalk. The renovated shed adds valuable storage and features a new roof and fresh exterior paint. The unfinished basement offers excellent potential for additional living, recreation, hobby, or storage space and provides convenient exterior access--perfect for creating an expanded outdoor living area or covered patio. And then there is the Treasure Lake lifestyle. Located approximately one mile from Interstate 80, this private community provides a peaceful Pennsylvania Wilds setting with convenient access toward Pittsburgh and State College. Property owners enjoy two lakes for boating, fishing, and swimming, three beaches, two pools, two 18-hole golf courses, tennis, pickleball, sand volleyball, hiking trails, and miles of beautiful wooded surroundings. Bimini Lake offers a quieter setting with motorboats limited to 9.9 HP, while Treasure Lake provides additional opportunities for boating, jet skiing, and water skiing. Whether you're searching for a year-round residence, weekend escape, or recreational getaway, this property offers the space, updates, privacy, and amenities to truly enjoy the Treasure Lake lifestyle. Come see all that 120 Settlement Point Rd has to offer!